1. Because a lot of money is very bad. There were times when I was making a used car a day, engaging in trade in alcohol. Can't say that I somehow enjoyed. Anger in regards to the alcoholism, it is very hard nervate, in a word, no enjoyment of life. And now, earning a little, I can go to the movies and family time to spend. My personal experience proves to me that the average person really a lot of money is not necessary, only that few people understand. Business as a sport and passion I am not at all attracted to, I basically do not see in business of gambling.
2. Don't want hour of complications and hassle, of ill health. Want to sleep in the weekend, hanging out with family, read, get out to the theater.
3. The last year +100 %, but I changed jobs, got invited, I decided not to give up.
The trick is that money as a conversion really necessary things of interest only to 30. Here, Yes, I was on fire. And 35+ have other interests. Family, children, relationships. A new car or a large apartment in a prestigious neighborhood is not interesting to me, like most material goods. As taking his own business. But this, of course, does not mean that it is necessary to go homeless or to ride the subway. So, to live like everyone else.