Honestly, do not understand why Bank customers are not web-based. Sigurnosti not so much higher to sacrifice the pain that is present with the keys, tokens, newer versions, etc.
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Therefore, I believe showing affection to the customer is a sane web-based client with any password confirmation via sms or generico passwords.
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Sane good client (the best so far of those I've seen) — Bank Saint Petersburg (
http://www.bspb.ru). There is a pda version that allows you to make transfers from the account to other banks (unfortunately. the Russian only), you can open a Deposit (to the coolant. only one, but the bets are OK), you can pay komunalku, all sorts of phones etc, the good thing is the organization of regular payments. I like it!
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Good and banking citibank'a. It can be used. It does not provide a version for pda (sort of), he's so annoying password entry through virtual keyboard (let's admit it, not be so annoying as HSBC), you can transfer money to banks etc., etc. Deposit kind can be done. There is still so annoying to the point that periodically, for some operations it is necessary to ring the call centre. For example, in order to confirm the payee (even cell phone number you want to top up) if you send it first time. Meaning, in my opinion, this approach to remote management by the Bank are lost.
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Naturally nationalise Bank Sberbank. It is necessary to pass some circles of hell to get access (like fill out an application, turn it in to the savings Bank, to send somewhere for free, get a code, login, password) in St. Petersburg, when they announced it, it was quite problematic. Phone, where to send SMS was hidden, instructions for use doc file, which website to download needed (the first version, by the way, took 5 pages, and weighed 96 Mb, for screenshots :) ). After all these torments of hell, when I went there, I wanted to cry and laugh — you can't do anything but to pay MGTS — I, living in St. Petersburg. To have access to the money, it turned out that we still have to submit some kind of statement. Design way too, like he had done 10классник on lesson in computer science. In General, I spat.
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I also saw the Baltic Bank. There, despite the fact that it is web necessary to put the software that organizes proxy that encrypts the certificate that you create in the Bank. The first time a certificate (program) issued on 3.5" diskette. Long asked a Manager if you can throw in the office on a flash drive. Certificates, by the way, expirada every two months. Don't have time to update on the website, tab again to the office. There is a queue, of course. The software for the proxy has a cross platform implementation, including under the pda. In the Bank you can look into their accounts, deposits, pay for services. The last time I saw it, the functionality was poor.
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Generally Bulbank and SBER, I spoke two years ago, but I hardly believe that here the law of speed development web a is applicable. Say good-Bank, the alpha and Raiffa. I don't know, not seen.
